Header Kes krediti

  • Customer permanently employed at least one year in continuity and at least six months at same company. The same applies to a potential guarantor.
  • Customer and guarantor can’t be a pensioner at the same time.
  • The loan is granted to the customers who have been duly servicing their obligations, with delay in payment no longer than 60 days cumulative.
  • Minimum amount of net monthly average salary/pension is RSD 20.000.

The Cash package plus includes:

  • Allowed overdraft per current account at the rate of one monthly earnings. The monthly fee for maintaining the current account is only RSD 120.
  • Dina debit card.
  • Dina credit card with privileged terms and conditions
  • Cash loan with a repayment period of up to 8 years and a fixed interest rate of 12,5% per annum (EIR from 13,12% as of 16.01.2019.).
    • The loan is in dinars, without currency clause with a fixed interest rate for the entire repayment period.
    • The cost of withdrawing reports from the Credit Bureau is RSD 246.
    • Collateral security consists of two blank bill of exchange (bills of exchange costs RSD 100).
    • The amount of the loan can be from RSD 120.000 to RSD 1.450.000 in a sum with an approved credit limit per credit card.
A representative example of the Cash package plus
Type of loan Cash loan in RSD
Loan currency In dinars without currency clause
Deposit No deposit
Loan amount RSD 300.000 RSD 600.000
Maturity 95 months 95 months
Monthly annuity RSD 4.879 RSD 9.757
Total amount for repayment RSD 464.331 RSD 928.662
Nominal interest rate (annuall, fixed) 12,5% 12,5%
Effective interest rate (annually, as of 16.01.2019.) from 13,74%  from 13,12%
Other costs
Basic report from the Credit Bureau RSD 246 RSD 246
Bill of exchange (two of them) RSD 100 RSD 100
Monthly maintenance of current account RSD 120 RSD 120
The cost of issuing a credit card RSD 800 RSD 800

Detailed offer for other loan amounts can be obtained in the branches of Expobank JSC Belgrade.

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važe na dan 03.10.2022.